„Mastercard“ finansų direktorius sako, kad kriptovaliutą vertina kaip turto klasę, o ne mokėjimo formą – štai kodėl

The chief financial officer of credit card giant Mastercard says that the company views cryptocurrencies more as an asset class rather than a form of payment.

Nauja interviu with Bloomberg, Mastercard CFO Sachin Mehra says that the firm doesn’t view digital assets as forms of payment due to their high price volatility.

“For anything to be a payment vehicle in our mind, it needs to have a store of value. If something fluctuates in value every day, such that your Starbucks coffee today costs you $3 and tomorrow it’s going to cost you $9 and the day after it’s going to cost you a dollar, that’s a problem from a consumer-mindset standpoint.

So we view crypto more as an asset class.”

However, Mehra notes that virtual assets designed to be used like fiat currencies, such as central bank digital currencies (CBDCs) and stablecoins, are more viable options for payments.

„Tačiau kaip mokėjimo priemonė, manome, kad stabilios monetos ir CBDC gali turėti šiek tiek daugiau kilimo ir tūpimo tako.

Mehra also notes that the firm has found success in the crypto world by leidžiant customers to purchase digital assets using their Mastercard debit or credit cards as well as providing investors access to their crypto balances.

“In the crypto world, we play the role as an on-ramp, with people using our debit and credit products to buy crypto. And we act as the off-ramp: When people want to cash it, we help them gain access to be able to use their crypto balances everywhere Mastercard is accepted. That’s a revenue-generating capability which has been fairly successful ever since crypto environments came up.”

Newsletter]

Peržiūrėkite naujausias naujienas

 

Atsisakymas: „The Daily Hodl“ išsakytos nuomonės nėra patarimas dėl investavimo. Investuotojai turėtų atlikti deramą patikrinimą prieš imdamiesi bet kokių didelės rizikos investicijų į „Bitcoin“, kriptovaliutą ar skaitmeninį turtą. Informuojame, kad už savo pervedimus ir sandorius esate atsakingi patys, o už visus nuostolius, kuriuos galite patirti, esate atsakingas jūs. „Daily Hodl“ nerekomenduoja pirkti ar parduoti jokios kriptovaliutos ar skaitmeninio turto, taip pat „The Daily Hodl“ nėra patarėjas dėl investavimo. Atkreipkite dėmesį, kad „The Daily Hodl“ dalyvauja filialų rinkodaroje.

Teminis vaizdas: Shutterstock/jamesteohart/Qeeraw